What is the Pennsylvania 529 Guaranteed Savings Plan?
Do I have to use my savings at a Pennsylvania college, university or career school?
Why should I consider the Pennsylvania 529 Guaranteed Savings Plan?
Who may open a Pennsylvania 529 Guaranteed Savings Plan account?
Who can be a Beneficiary?
How do I enroll in the Pennsylvania 529 Guaranteed Savings Plan?

What is the Pennsylvania 529 Guaranteed Savings Plan?
It is a tax-advantaged and low risk 529 plan intended to help individuals or families save for college. It is a program sponsored by the Commonwealth of Pennsylvania and administered by the Treasury Department. The GSP guarantees^* that your account will keep pace with tuition inflation at a Tuition Level you choose. More info

Do I have to use my savings at a Pennsylvania college, university or career school?
No. The money in your account may be used at eligible public and private colleges and universities, graduate and post-graduate schools, community colleges, and certain proprietary and vocational schools in the United States and abroad that qualify under federal guidelines. The school must be eligible to participate in the federal financial aid programs. For a list of schools, see www.fafsa.ed.gov/FOTWWebApp/FSLookupServlet.

Why should I consider the Pennsylvania 529 Guaranteed Savings Plan?
You can move closer to making college possible by saving in the GSP. Sponsored by the Commonwealth of Pennsylvania, the GSP is the tax-smart, guaranteed way to save for college. Some of the benefits of the plans include:

• Your savings are guaranteed to keep up with rising tuition costs at a Tuition Level you choose^*
• You get important tax advantages, including a state tax deduction for Pennsylvania residents.
• Tax-deductible contributions from Pennsylvania taxable income up to $12,000 per beneficiary per year *
• Tax-deferred growth
• Federal and Pennsylvania income tax-free withdrawals for qualified education expenses^**
• Gift, estate and inheritance tax benefits
• You can easily open an account, contribute to it, and use it at almost all colleges to pay for most college expenses.
• Low minimum investment of $25
• You can get your money back at any time, for any reason
• You can save more with attractive rewards programs
• Account Owner controls assets and can change the Beneficiary
• Low costs
• No sales loads or commissions
• Additional savings available through Upromise and SAGE Rewards

Who may open a Pennsylvania 529 Guaranteed Savings Plan account?
Any U.S. citizen or resident alien with a valid Social Security number or taxpayer identification number who is 18 years of age or older with a permanent address that is not a P.O. Box may open an Investment Plan account. A corporation, non-profit organization, or trust may also open an account. Either the Account Owner or the Beneficiary needs to be a Pennsylvania resident at the time the account is opened.

Who can be a Beneficiary?
The Beneficiary is the person for whom the Account Owner is saving. Anyone, including the Account Owner can be a Beneficiary. Only one beneficiary may be designated per account, but an individual may be the designated beneficiary of more than one account. Either the Account Owner or the Beneficiary needs to be a Pennsylvania resident at the time the account is opened.

How do I enroll in the Pennsylvania 529 Guaranteed Savings Plan?
You may enroll online, or call 800-440-4000, Monday through Friday, 8:00 a.m. to 6:00 p.m. Eastern time, to request an enrollment kit.